Shawn

Should You Just Stop Paying & Let Your House Go?

Only As a Last Resort! Lots of people in financial trouble just have the urge to give up. If you are in this position you know just what I am talking about. The phone rings off the hook with calls from natsy collectors trying to make you pay money that you don't have. They call at all times of the day and night. Inspectors from the bank may be stalking the property with clipboards and digital cameras to report to the...Continue Reading!

How to Stop a Foreclosure in Colorado Springs

If you are in a position where you are not able to make your house payments any more you are not alone. The good news is that you can stop the foreclosure process if you take action now. Most of the home owners who can't pay do not ever seek help. Thats correct--7 out of 10 foreclosure victims never sought assistance prior to losing their homes. That's a sad fact! You Have Options The first and probably best way to avoid foreclosure...Continue Reading!

Do I Need Snow Tires in Colorado Springs?

Well, yes and no. The answer will depend on where you live and how you live. For people who have a job that does not allow you to come in a bit later in the morning after a big snow then you will want to invest in a good set of snow tires.  Snow tires are actually made of a different rubber mixture than regular all-season tires so they work differently when gripping the road and snow. The treads are bigger...Continue Reading!

More Options for Colorado Springs Homeowners in Trouble

Can I do a Loan Modification? Possibly. Keep in mind though that this process is dependent on may variables determined by your mortgage lender. First of all, visit your lenders web site to see if they offer loan modifications. They will list the steps required to modify the loan. The problem sometimes occurs when the lender tells the homeowner that it will be no problem to lower the monthly payment and then at the end of the process, the promises made...Continue Reading!

What if I can’t make my mortgage payments?

Good Question! This is a common question that I hear all the time. There is no simple answer. The thing to know first is that if you miss a payment, the bank is not going to foreclose immediately.  Foreclosure is a lengthy process and costs lenders a lot of money so they don’t want to have to foreclose on their borrowers. If you act quickly, you will have time to make an informed decision. Can I make a partial payment? (more...)Continue Reading!

What is a Deed in Lieu?

What is a Deed in Lieu? When a homeowner is facing true hardship and does not want to go through the entire official foreclosure process, an option called a “Deed in Lieu” is available in some circumstances.  This option may have a lesser impact on your future credit than a full-blown foreclosure. Depending on your situation,  this can be an option. There are certain criteria that need to be met in order for the lender/bank to approve a Deed in Lieu. We’ve...Continue Reading!

2313 Stepping Stones Wy, Colorado Springs CO 80904 $89,900

[nggallery id=19] Super nice condition with all new interior paint, carpet and appliances. This unit shines! Two bedrooms on upper level. You'll enjoy spectacular mountain views from the front deck. This is the best location in the complex! This unit is a bank-owned property but easy to buy. Call me at 719-264-7777  for more details or to arrange a showing!Continue Reading!

Walkout Basements and Radon

I just closed on a sale for one of my military buyers. It was a wonderful home in Broadmoor Glen at the base of Cheyenne Mountain. Typically, this area will have high radon readings when testing is done. When it came time to do the home inspection, the buyer was deciding whether or not to do the radon testing.  Radon testing costs around $110 extra on top of the regular home inspection fees according to Scott Whitbeck of HomeTeam inspections. ...Continue Reading!

1605 Westmoreland Rd. Colorado Springs CO 80907 $144000

Great opportunity close to UCCS! [nggallery id=16]This cute home is walkable to UCCS. Avoid parking hassels. All new interior paint and upper level carpeting. Main level features lovely wood floors. Four bedrooms and two full baths. Covered deck is perfect for BBQ's and entertaining. FHA and VA financing are offered on this home so buyers can close with minimal or no down payment.  This home just needs a new owner to add personal touches and a bit of TLC to make it perfect....Continue Reading!

2311 Diamond Creek Colorado Springs CO 80921 $545664

Former model home! [idx-listing mlsnumber="545664" showall="true"]Continue Reading!